Mortgage Advice

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Mortgage Advice with Mortgage 1st

Buying a home is exciting, but arranging a mortgage can feel overwhelming. That’s why Wilson Estate Agents works closely with Mortgage 1st, helping buyers, homeowners and landlords access clear, straightforward mortgage advice when they need it.

Whether you’re buying your first home, moving house, remortgaging or reviewing a buy-to-let mortgage, Mortgage 1st can help you understand your options and guide you through the process.

How Mortgage 1st can help?

Mortgage 1st can support you with:

  • Understanding how much you may be able to borrow

  • Exploring mortgage options from a wide range of lenders

  • Applying for an Agreement in Principle, subject to lender criteria

  • Preparing and submitting your mortgage application

  • Support through to completion

  • Protection and insurance advice

Lucy Woodhouse

Lucy Woodhouse

Mortgage Advisor

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Getting mortgage-ready

If you’re starting to view properties or thinking about making an offer, it can help to understand your mortgage position early.

Lucy, Mortgage Adviser at Mortgage 1st, can guide you through applying for an Agreement in Principle. This can give you an indication of what you may be able to borrow and may help show sellers and estate agents that you’re a serious buyer.

An Agreement in Principle is not a guaranteed mortgage offer and is subject to lender criteria.

Speak to Lucy

Lucy works closely with the Wilson Estate Agents team to support clients throughout their property journey.Whether you’re just starting your search, preparing to make an offer or ready to apply for a mortgage, Lucy can help explain your options and guide you through the next steps.

Speak to a Mortgage Advisor

Your mortgage questions, Answered.

Clear, honest answers to the questions we’re asked most about mortgages.

Do I need a mortgage adviser?

You don’t have to use a mortgage adviser, but many people find it helpful. A mortgage adviser can explain your options, compare suitable products and guide you through the application process.

What is an Agreement in Principle?

An Agreement in Principle gives you an indication of how much you may be able to borrow, based on an initial assessment by a lender.

Does an Agreement in Principle guarantee a mortgage?

No. A full mortgage application will still be subject to lender checks, affordability, underwriting and valuation.

When should I speak to Mortgage 1st?

Ideally, before you make an offer. This can help you understand your budget and whether an Agreement in Principle may be suitable.

Can Mortgage 1st help if I already have a mortgage arranged?

Yes. Mortgage 1st may be able to review your options and offer a second opinion based on your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage 1st is a trading style of Mortgage 1st Limited, which is an appointed representative of Stonebridge Mortgage Solutions Ltd, and is authorised and regulated by the Financial Conduct Authority.