Specialist Lending Soultions

Tailored finance options for complex circumstances, unique properties and non standard income.

Specialist Mortgage Advice

Not every mortgage application is straightforward — but that doesn’t mean you’re out of options.

Through our partnership with Mortgage 1st, Wilson Estate Agents can introduce clients to experienced mortgage advisers who understand more complex lending situations.

Specialist mortgage advice may be helpful if you are self-employed, a contractor, a landlord, have had credit issues, are buying a non-standard property or simply feel your circumstances may need a more tailored approach.

How Mortgage 1st can help?

Mortgage 1st can review your circumstances, explain what lenders may look for and help you explore suitable mortgage options.

They can support with:

  • Self-employed and contractor mortgages
  • Buy-to-let and landlord mortgages
  • Limited company buy-to-let
  • Credit issues
  • Complex income
  • Non-standard properties
  • Capital raising or debt consolidation 
  • Agreement in Principle guidance, subject to lender criteria

Every case is different, and mortgage options will depend on your individual circumstances.

Lucy Woodhouse

Lucy Woodhouse

Mortgage Advisor

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Your mortgage questions, Answered.

Clear, honest answers to the questions we’re asked most about specilaist mortgages.

What is specialist lending?

Specialist lending is mortgage advice for clients whose circumstances may not fit a standard high street lender approach.

Can Mortgage 1st help if I’m self-employed?

Yes. Mortgage 1st can help you understand what lenders may consider and what documents may be needed.

Can Mortgage 1st help with credit issues?

Potentially, depending on your circumstances. An adviser can review your situation and explain what options may be available.

Can I get an Agreement in Principle for a specialist mortgage?

Mortgage 1st can help you understand whether an Agreement in Principle may be possible, subject to lender criteria.

How do I enquire?

Complete the contact form and Wilson Estate Agents will pass your enquiry to Mortgage 1st.

Ask About Specialist Mortgage Advice

Your home may be repossessed if you do not keep up repayments on your mortgage. Specialist 1st is a trading style of Mortgage 1st Limited, which is an appointed representative of Stonebridge Mortgage Solutions Ltd, and is authorised and regulated by the Financial Conduct Authority.